The 2 bedroom fair market rent in Birchdale (Koochiching County) is $980 for FY2026. Rents here moved +5.4 percent year over year. ZIP 56629 sits in the Koochiching County, MN area.
See how this ZIP compares for Section 8 vouchers, fair market rent against market asking rent for every tracked Minnesota ZIP.
| Unit size | FY2026 FMR | Vs FY2025 | ACS median |
|---|---|---|---|
| Studio | $680 | +6.2% | |
| 1 bedroom | $750 | +5.6% | |
| 2 bedroom | $980 | +5.4% | |
| 3 bedroom | $1,230 | +4.2% | |
| 4 bedroom | $1,430 | +5.9% |
FMR is the HUD Fair Market Rent for this ZIP, the 40th percentile of gross rents. It anchors Section 8 payment standards and runs below top of market. ACS median is the Census survey estimate where available.
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Among the 11 Koochiching County ZIP codes with a HUD rent estimate, 56629 ranks number 7 of 11 on 2 bedroom fair market rent. That is $10 below the county median of $990. The county runs from $970 in South International Falls 56679 to $1,110 in Littlefork 56653. Statewide the median 2 bedroom fair market rent is $1,090, which puts Birchdale 10 percent below the Minnesota median. Zillow does not publish a rent index for 56629, so the fair market rent is the only published rent benchmark here. The landlord voucher check compares an asking rent against it.
Of the 6 nearest ZIP codes with an estimate, Littlefork 56653 carries the highest 2 bedroom fair market rent at $1,110 and Waskish 56685 the lowest at $990, against $980 here.
The HUD fair market rent for a 2 bedroom in ZIP 56629 is $980 for FY2026. Actual rents vary by unit size, condition, and location within the ZIP.
The 2 bedroom fair market rent rose 5.4 percent from FY2025 to FY2026, moving from $930 to $980.
Fair Market Rent is HUD's estimate of the 40th percentile gross rent for a ZIP. It sets Section 8 payment standards, so it is the rent a voucher will support here. Investors use it as a conservative floor when underwriting rental income.
Rent level is only one input. Run the numbers: at $980 for a 2 bedroom, a deal in Birchdale pencils or it does not based on price, taxes, insurance, and financing. Pencilwrite computes cap rate, cash-on-cash, DSCR, and true ROE from a few inputs.
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