The 2 bedroom fair market rent in Comstock (Clay County) is $1,170 for FY2026. Rents here moved +12.5 percent year over year. ZIP 56525 sits in the Fargo, ND-MN MSA area.
See how this ZIP compares for Section 8 vouchers, fair market rent against market asking rent for every tracked Minnesota ZIP.
| Unit size | FY2026 FMR | Vs FY2025 | ACS median |
|---|---|---|---|
| Studio | $810 | +14.1% | |
| 1 bedroom | $970 | +12.8% | |
| 2 bedroom | $1,170 | +12.5% | |
| 3 bedroom | $1,630 | +11.6% | |
| 4 bedroom | $1,960 | +12.0% |
FMR is the HUD Fair Market Rent for this ZIP, the 40th percentile of gross rents. It anchors Section 8 payment standards and runs below top of market. ACS median is the Census survey estimate where available.
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Among the 14 Clay County ZIP codes with a HUD rent estimate, 56525 ranks number 3 of 14 on 2 bedroom fair market rent. That is $80 above the county median of $1,090. The county runs from $970 in Ulen 56585 to $1,290 in Georgetown 56546. Statewide the median 2 bedroom fair market rent is $1,090, which puts Comstock 7 percent above the Minnesota median. The largest single year move since FY2021 came in FY2026, +12.5 percent, and the 2 bedroom estimate has gone from $850 to $1,170 over 5 fiscal years. Zillow does not publish a rent index for 56525, so the fair market rent is the only published rent benchmark here. The landlord voucher check compares an asking rent against it. Voucher competitiveness for every Clay County ZIP code with both signals is on the Clay County Section 8 page.
Of the 6 nearest ZIP codes with an estimate, Moorhead 56561 carries the highest 2 bedroom fair market rent at $1,180 and Sabin 56580 the lowest at $970, against $1,170 here.
The HUD fair market rent for a 2 bedroom in ZIP 56525 is $1,170 for FY2026. Actual rents vary by unit size, condition, and location within the ZIP.
The 2 bedroom fair market rent rose 12.5 percent from FY2025 to FY2026, moving from $1,040 to $1,170.
Fair Market Rent is HUD's estimate of the 40th percentile gross rent for a ZIP. It sets Section 8 payment standards, so it is the rent a voucher will support here. Investors use it as a conservative floor when underwriting rental income.
Rent level is only one input. Run the numbers: at $1,170 for a 2 bedroom, a deal in Comstock pencils or it does not based on price, taxes, insurance, and financing. Pencilwrite computes cap rate, cash-on-cash, DSCR, and true ROE from a few inputs.
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