The 2 bedroom fair market rent in Adams (Mower County) is $970 for FY2026. Rents here moved -1.0 percent year over year. ZIP 55909 sits in the Mower County, MN area.
See how this ZIP compares for Section 8 vouchers, fair market rent against market asking rent for every tracked Minnesota ZIP.
| Unit size | FY2026 FMR | Vs FY2025 | ACS median |
|---|---|---|---|
| Studio | $670 | +0.0% | |
| 1 bedroom | $740 | -1.3% | |
| 2 bedroom | $970 | -1.0% | |
| 3 bedroom | $1,250 | +0.0% | |
| 4 bedroom | $1,350 | -2.9% |
FMR is the HUD Fair Market Rent for this ZIP, the 40th percentile of gross rents. It anchors Section 8 payment standards and runs below top of market. ACS median is the Census survey estimate where available.
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Among the 14 Mower County ZIP codes with a HUD rent estimate, 55909 ranks number 7 of 14 on 2 bedroom fair market rent. It sits right at the county median of $970. The county runs from $970 in Taopi 55977 to $1,580 in Sargeant 55973. Statewide the median 2 bedroom fair market rent is $1,090, which puts Adams 11 percent below the Minnesota median. Zillow does not publish a rent index for 55909, so the fair market rent is the only published rent benchmark here. The landlord voucher check compares an asking rent against it. Voucher competitiveness for every Mower County ZIP code with both signals is on the Mower County Section 8 page.
Of the 6 nearest ZIP codes with an estimate, Dexter 55926 carries the highest 2 bedroom fair market rent at $980 and Taopi 55977 the lowest at $970, against $970 here.
The HUD fair market rent for a 2 bedroom in ZIP 55909 is $970 for FY2026. Actual rents vary by unit size, condition, and location within the ZIP.
The 2 bedroom fair market rent fell 1.0 percent from FY2025 to FY2026, moving from $980 to $970.
Fair Market Rent is HUD's estimate of the 40th percentile gross rent for a ZIP. It sets Section 8 payment standards, so it is the rent a voucher will support here. Investors use it as a conservative floor when underwriting rental income.
Rent level is only one input. Run the numbers: at $970 for a 2 bedroom, a deal in Adams pencils or it does not based on price, taxes, insurance, and financing. Pencilwrite computes cap rate, cash-on-cash, DSCR, and true ROE from a few inputs.
Pencilwrite turns an address, a price, and these rents into a full underwrite, cap rate, cash-on-cash, DSCR, true ROE, taxes, and an offer you can send. Limited beta access spots open. Sign up for the beta, opening in the next two months. Free.
